Business & Professionals

Business and Professional 

As a business owner, you’ve built something you care about – and you want to see it last. As an executive, you spend your time and energy between the office and home, with little to spare. We understand. We’re well-versed in the challenges and opportunities before you. As your financial guide, we help you further your brand of success by giving you the confidence to focus on what you do best.

You’ve honed the skills necessary to prosper in the marketplace and the boardroom. Like all business owners and executives, you’ve learned that your personal and professional lives may intertwine in ways you had not anticipated. As your guide, we help you see all angles of the bigger picture – important things like passing on a legacy to the next generation and helping to ensure your workers have options for retirement planning.

As a business owner, you require expertise from professionals covering diverse business topics. As a member of a unique group of professionals using a Team-Based Model (see below), I can bring together CPAs, tax attorneys, and business planning specialists who are experts in sophisticated business strategies such as Cost Remediation, Business Evaluation, and Succession Planning, and much more.  Business owners can leverage this expertise to reduce taxes, and increase cash flow, profitability, and overall business value.

Help For Business Owners:  Team-Based Model    

We help you cut through the complexity of your financial situation to create, implement, and manage an all-encompassing plan designed to pursue your goals – personally and professionally. Our strategies capitalize on our deep resources and insightful analysis and are customized to your needs. The result is a balanced plan interwoven with the details of how you picture your life.


Financial Planning for Business Owners

Business owners face unique challenges—and opportunities—in terms of financial planning. You’ve worked hard to develop your ideas into a successful business, or you’re considering moving into self-employment. Regardless of your situation, choose a financial planning strategy that takes advantage of your unique situation.

If you are considering moving to self-employment, contact us to discuss how to revise your financial plan. Working together, we will help you adjust to a situation where a previous employer might have provided benefits, such as health or life insurance or a company pension. Life and disability insurance can be difficult to purchase at first since many insurers want two years of tax results.

You may also need to negotiate a bank loan or line of credit to help fund office space, materials, and other business investments. We can help you explore options to effectively secure these start-up expenses.

Tax planning is another vital component of a strong business strategy. Depending on your business, considerations may include paying wages or collecting taxes. You may also need to pay and make quarterly tax installments.

No matter what stage of growth your business is in, contact us today to design a tax-efficient business planning strategy. Business Owner Financial Planning

Business Succession Planning

You worked hard to develop a business, and now is the time to enjoy the results. Many entrepreneurs spend years of focused effort building up a business, but then fail to consider how to make the transition to retirement. A financial advisor can offer advice on how to plan an effective business succession strategy.

Entrepreneurs can work to turn equity in the business into capital that can be used to fund retirement. A financial advisor can help business owners with tax-effective retirement strategies, such as using life insurance policies, paying yourself a salary as the business founder, or arranging for an heir to slowly buy up your shares.

Life insurance is another consideration when planning business succession. If the founder is nearing the end of his or her life, a well-planned life insurance policy can help successors transition into business owners.

Smaller businesses may not need to pay estate taxes but can still benefit from a plan that ensures an equal legacy for their successors. A financial advisor, and a tax advisor, can help entrepreneurs plan an inheritance that is fairly distributed among all loved ones.

This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.